Month: January 2020

Did you get a mini heart attack after checking your credit score? Has your credit score dropped by 100 points suddenly? Are you wondering why did it happen like that? Well, a credit score can drop by 100 points for various reasons. In fact, a single small late payment is enough to pull down your […]

You know what, building credit from scratch is like the chicken-and-egg conundrum. Because most of the credit unions will ask about your credit score before offering you a credit card! Yes, you heard it right! But how can you establish good credit without using a credit card? In short, if you don’t have any credit […]